Onecoin- The payment for the future

THE ONE CONCEPT

What is OneCoin? • OneCoin is a new type of Cryptocurrency - a digitally created currency based on advanced mathematical algorithms • Born out of the success of Bitcoin • OneCoin is not a premined currency, the members will create the market, mine the coins, and keep the profits!! • OneCoin will be traded on a Public Exchange • Highly lucrative yet simple and fair compensation plan • OneCoin can become the next successful cryptocurrency on the market.

How does the algorithm work? The algorithm for a legitimate cryptocurrency has a FIXED or FINITE number of solutions (called coins), unlike an illegal money game in which they make as many fake coins as they want. OneCoin’s algorithm can produce exactly 2.1 billion coins. Everything is governed by the mathematics and cannot be changed once mining begins. You could even produce a cryptocurrency with just 3 coins (solutions). In this example, all three are correct solutions to the question - what makes 5? therefore it would yield precisely 3 coins as a reward  5 = 3 + 2  5 = 4 + 1  5 = 5 + 0

THE BITCOIN SUCCESS STORY BITCOIN PRICE DEVELOPMENT $0-1 $35 1 $2-15 $210 2 $1203 3 $584 $14 $1045 75X “Man buys $27 of bitcoin, forgets that he had bought and finds that they’re now worth $886.000…buys himself luxury apartment” source: The Guardian 2013

BUILDING MINING POOLS TO JOIN RESOURCES – MINING NOW IS ONLY FOR PROFESSIONALS • Technology now is so advanced and expensive – if a user does not join a Pool but mines on his own, he needs high investments and over 450 days to become profitable! • OneCoin users build pools and mine the coins together, sharing resources and rewards! FROM TO Bitcoin Mining 2014 Bitcoin Mining 200

THE MORE DIFFICULT MINING BECOMES, THE HIGHER THE PRICE OF THE CRYPTOCURRENCY Price Difficulty The higher the mining difficulty, the higher the coin price! Join early for profit! The more difficult mining, the higher the coin price!

THE FIRST RECORDED OFFLINE BITCOIN TRANSACTION The 7 Million USD Pizza! In 2010 a man buys a Pizza for 10,000 Bitcoins. Today this is worth around USD $7 million. This is the most expensive Pizza in the world!!!

WHY ONECOIN IS BETTER THAN BITCOIN 1. More advanced and more secure algorithm (SCRIPT) 2. Smaller denomination makes coin more usable (2.1 Bn coins) – Bitcoin reached up to 1200 USD per coin, which made it inaccessible for many people and not practical as a currency 3. OneExchange provides due to its centralization higher liquidity and less volatility, unlike multiple Bitcoin exchanges all selling at different rates 4. Dedicated management team responsible for strategy, attracting merchants and building the OneCoin brand vs decentralized approach of Bitcoin 5. OneCoin is mined in mining pools (or teams), keeping individual investment in hardware etc. minimal 6. OneCoin uses KYC procedure and cannot be abused for illegal purposes like Bitcoin was (Bitcoin was used for buying drugs and weapons on the internet)
7. OneCoin is still in an early stage and therefore interesting for investors, while Bitcoin is already very mature – and the opportunity is over

The OneCoin Concept - Who we are Dr. Ruja Ignatova Founder, Owner and Chief Operating Officer of OneCoin  Dr. Ruja’s Biography • Born in Sofia, Bulgaria • Degree in Law (M.Jur) from the University of Oxford • Masters Degree in Economics from the University of Konstanz • Ph.D. in Law from the Universities of Oxford and Konstanz, Thesis on Corporate Litigation within the European Union • Former Associate Partner with McKinsey & Company • While at McKinsey & Company, projects in  Corporate Banking  Private Equity (KKR, TPG)  Asset Management  Risk Management  Operating and Liquidity Risk • Former CEO and CFO of one of the biggest Asset Management Funds in Bulgaria – CSIF with 250 Mio Euro assets under management Dr. Ruja Ignatova

The OneCoin Concept - Who we are • Several projects for Texas Pacific Group (TPG), one of the biggest Private Equity Funds in the world • While at McKinsey worked for Sberbank, UniCredit, Allianz, Raffeisen and other financial institutions • In 2012 awarded Business Woman of the Year in Bulgaria (Category International Business) • Projects with Deutsche Bank Frankfurt, setting up Russian Investment Banking operations • Structure and Set Up of a portfolio of 75 Mio Euro for Global Wealth Investment Funds (privately owned BVI company) • Consulting work for several CryptoCurrency companies • Published two books in German and Chinese Dr. Ruja Ignatova

The OneCoin Concept - Corporate structure  OneCoin is a Limited Liability Company (Ltd.) registered in Gibraltar  OneCoin Ltd.’s official address – Suite 2B, 143 Main Street, Gibraltar  A part of the operations and IT is located in Sofia, Bulgaria  When Mining starts, there will be three locations where the servers will be located, 2 in Europe and one in Asia  The primary activity of OneCoin Ltd. is sales and distribution of education products (the OneAcademy education package) and enabling its members to mine cryptocurrency  OneCoin Ltd. and its products have been certified as legal and legitimate by an established German law firm >>>>

The OneCoin Concept C Cryptocurrency and Legality  Cryptocurrencies have been recognized by more and more organizations and governments around the world  Cryptocurrencies have become the preferable medium of exchange for many merchants  Cryptocurrencies offer a decentralized solution, independent of government action  Notable names in the financial world, such as the Winklevoss twins, have already invested in cryptocurrency

The OneAcademy – OUR CORE ACTIVITY • Teaches you how to trade with cryptocurrency • Gain the skills you need with interactive material like videos, presentations and online quizzes • Designed to make you profit from owning and trading cryptocurrency • Success in 5 Levels = 5 Education packages • All packages contain FREE Tokens. Tokens can be traded with other members on the internal exchange, OR • Use the tokens to buy slots for mining the OneCoin

. WHAT DO I LEARN AT THE ONEACADEMY ALL EDUCATIONAL PACKAGES PROVIDE TRAIDING SKILLS IN THE FORM OF INTERACTIVE VIDEOS, MANUALS, QUIZZES AND LOTS MORE… 1 What is Cryptocurrency? 2 How you can profit from trading cryptocurrency and tokens 3 Predict the price of the coin. Buy low and sell high 4 Learn everything about investing in Gold LEARNING FOR PROFIT “Man buys $27 of bitcoin, forgets that he had bought and finds that they’re now worth $886.000” Source: The Guardian 2013

What can I do with Tokens? 1. Sell the Tokens on the OneExchange OR 2. Keep the Tokens and SPLIT my portfolio and sell OR 3. Keep the Tokens and join the mining pools for real OneCoins and participate in the value creation of the OneCoin

The OneExchange – our bespoke, robust trading platform The place where all the action happens. Buy and sell or just observe what others are doing…  Track the prices – who is selling, who is buying?  What about the Aurum Gold Coins?  When will the next split come?

ONECOIN IS THE FUTURE! • Innovative, secure and REAL cryptocurrency • Will be 100% mined by members – profit will stay with members • Pool of miners – user can start mining without huge hardware investment • REALTIME mining that can be watched by all members • Early joiners profit from low mining price/difficulty – price will increase over time. Bitcoin price increased from 0.10 USD to over 1.000 USD per coin! • Will be traded on a public exchange, like Bitcoin and Litecoin

PRODUCT PACKAGES All product packages relate to OneAcademy online education PACKAGE* CONTENT PRICE BV #ONETOKEN #AGC- COINS ONECARD Starter OneAcademy Level 1 EUR 100 100 1 000 50 X Trader OneAcademy Level 2 EUR 500 500 5 000 250 Pro Trader OneAcademy Level 3 EUR 1 000 1 000 10 000 500 Executive Trader OneAcademy Level 4 EUR 3 000 3 000 30 000 1 500 Tycoon Trader OneAcademy Level 5 EUR 5 000 5 000 60 000 2 500 Activation Kit Ebook FREE 0 0 0 X * In addition to the product packages a one-off registration fee of 30 EUR is charged .

DIRECT SALES AND NETWORK BONUS At ONE we see ourselves as team players and do our best to incentivize you to build your business and your team. The more people join the OneCoin concept, the higher the popularity and the value of our currency. 1. Direct Sales Bonus. On all personally generated sales you will receive a 10% bonus based on the Business Volume (BV) associated to the various packages. The members that join ONE with you as a sponsor will be placed on your Right or Left side. We let you decide, if you would like to place them alternatively or at a preferred side. 2. Network Bonus. You get paid 10% of the Business Volume that you accumulate on your weaker side. 60% of these payments will go to your cash account, 40% will fund your mandatory account.

MATCHING BONUS Matching Bonus is designed to help you to grow your team and make you successful. When you help others earn, you also earn. Depending on the package you have – you can earn matching bonus on up to 4 Generations and up to 25%! Qualification: 2 x personal sales of Trader Package or higher, 1 left and 1 right 1 Generation 2 Generations 3 Generations 4 Generations Starter     Trader 10%    Pro Trader 10% 10%   Executive Trader 10% 10% 20%  Tycoon 10% 10% 20% 25%

Power of Matching Bonus Matching Bonus can be very powerful – and a big part of your overall bonuses. The following example shows what Matching Bonus can do for your overall bonus when you duplicate sales in your organisation. For the following example, we make 2 assumptions: 1. The people in your organisation in this example earn 100 EUR per week in Network Bonus. 2. You are qualified due to having a minimum of a Trader Sale on your left and right side.

2X2 Matching Bonus Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 2 200 10% 20 2 4 400 10% 40 3 8 800 20% 160 4 16 1600 25% 400 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 2 200 10% 20 2 4 400 10% 40 3 8 800 20% 160 4 - - - - Total 620 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 2 200 10% 20 2 4 400 10% 40 3 - - - - 4 - - - - Total 220 Total 60 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 2 200 10% 20 2 - - - - 3 - - - - 4 - - - - Total 20 Executive Trader Tycoon Pro Trader Trader

3X3 Matching Bonus Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsored people's network bonus Your Matching Bonus 1 3 300 10% 30 2 9 900 10% 90 3 27 2700 20% 540 4 81 8100 25% 2125 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 3 300 10% 30 2 9 900 10% 90 3 27 2700 20% 540 4 - - - - Total 2785 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 3 300 10% 30 2 9 900 10% 90 3 - - - - 4 - - - - Total 660 Total 120 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 3 300 10% 30 2 - - - - 3 - - - - 4 - - - - Total 30 Executive Trader Tycoon Pro Trader Trader

5X5 Matching Bonus Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 5 500 10% 50 2 25 2 500 10% 250 3 125 12 500 20% 2 500 4 625 62 500 25% 15 625 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 500 10% 50 2 25 2500 10% 250 3 125 12500 20% 2 500 4 - - - - Total 18 425 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 5 500 10% 50 2 25 2500 10% 250 3 - - - - 4 - - - - Total 2 800 Total 300 Generation # of sponsored people Sponsored people's network bonus Percentage of matching bonus you receive from sponsoredpeople's network bonus Your Matching Bonus 1 5 500 10% 50 2 - - - - 3 - - - - 4 - - - - Total 50 Executive Trader Tycoon Pro Trader Trader

START-UP BONUS The more popular OneCoin is – the higher the value of the cryptocurrency. To maintain the positive momentum and excitement of our members – during the first 30 days after you join us you will receive additional 10% of all direct sales you generate during this period! So keep on sponsoring people, because the clock is ticking. The only condition is, that you generate a BV that is higher than 5.500. The bonus will be paid out to your mandatory account.

ACCOUNT DOUBLING OR SPLITS As more and more members join, and the demand for tokens gets higher and higher it is only natural that the price of the tokens increases. With every new member joining One, the demand grows and the price of our OneTokens on the exchange grows. Of course we want OneCoin to be successful – but a price explosion too early is not always good. This is why we created the opportunity for you to split and double your money! New members can join at attractive low prices – but we do not want you to have a disadvantage. This is why once a number of new members is reached – we SPLIT your Tokens. This means we double the amount on your account! And as more and more new members join – the price again rises – again a SPLIT happens. Congratulations, you AGAIN doubled your money. Depending on the package you have you SPLIT up to 2 times – you can do 2 split and achieve the value of your product package!!! So accumulate and save these Tokens… or buy more. Package Number of splits per account Starter, Trader 1 Pro and Executive Trader 1 Tycoon 2

RECOGNITION REWARDS ONECOIN Working with OneCoin is exciting, fun and rewarding. An already generous compensation plan is complemented by our outstanding Recognition & Rewards Program, starting 1 November 2014. Each successive Pin Status or rank is achieved by attaining monthly business volume targets. The first Pin level is the Sapphire position and it is the starting point of building a career with OneCoin. The top position, Crown Diamond position is the highest status within the company and is reflected by the special reward this status pays out. The cut off for the Weaker Leg Volume happens on a monthly basis. Please see the Recognition Reward Table on Next Page for qualifications and terms.

RECOGNITION REWARDS TABLE Badge RANK Reward Weaker Leg Volume Qualifying Total Volume Qualification Pin Level QTY Package to Qualify Sapphire Sapphire Pin 7 000 Matching Bonus 2 Ruby Ruby Pin iPhone 6 10 000 40 000 Sapphire 2 Emerald Emerald Pin MacBook Air 40 000 80 000 Ruby 3 Tycoon Diamond Diamond Pin Diamond Trip 80 000 200 000 Emerald 3 Tycoon Blue Diamond Diamond Pin Rolex 200 000 500 000 Diamond 4 Tycoon Black Diamond Black Diamond Pin Gold Rolex 500 000 1 500 000 Blue Diamond 5 Tycoon Crown Diamond Crown Diamond Ring 500k EUR in AGC Coins 1 500 000 8 000 000 Black Diamond 6 Tycoon

ONELIFE POINTS BONUS One stands for innovation, profitability and success of our members! Every member automatically becomes part of the OneLife Club – and from the day of joining One starts collecting Bonus Points. What do you need to do to collect points? Basically – nothing. Being a member already grants you a daily points reward. The bigger the organization becomes – the more points you will get. This is our way to show appreciation to our senior members. But of course if you sponsor directly people and depending on the package you have – you can accumulate 65x more points! So what you do when you have collected Bonus Points? You can exchange your points for attractive items – as unique holidays, luxury watches and other amazing and exclusive rewards. You can see your OneLife Points in the back office anytime and watch them grow daily

ONELIFE POINTS BONUS PER DAY Members of ONE Directly Sponsored Starter Trader Pro Trader Executive Trader Tycoon Step 1 1 0 10 50 75 100 125 Step 2 1,000 1 15 75 100 150 250 Step 3 2,500 2 25 100 150 200 350 Step 4 5,000 2 25 200 200 300 500 Step 5 10,000 4 50 250 300 500 750 Step 6 15,000 6 50 300 500 750 1,000 Step 7 25,000 9 75 500 1,000 1,200 2,500 Step 8 50,000 12 100 650 1,100 1,500 3,000 Step 9 75,000 12 100 750 1,250 2,500 3,500 Step 10 100,000 18 100 750 1,500 3,000 4,000 Step 11 150,000 20 100 750 1,500 4,500 5,000 Step 12 250,000 24 100 750 1,500 4,500 6,500

GOLD BONUS – AURUM GOLD COINS ONE has secured an unique opportunity – and partnered with a new cryptocurrency - Aurum Gold Coin Aurum Gold Coin is a hybrid currency, based in Dubai and a pioneer in the world of virtual currency. Every Aurum Coin is backed up with 1 mg solid gold. This gold is physically stored in the gold vault in Dubai. All our members receive – depending on the packages they buy – FREE gold coins. You can check every day how much the coins are worth – you can buy and sell them on our exchange, and just by becoming a member – you are now an owner of real gold! Log in to the Aurum website – and check even the number of the gold bar allocated to your coins!

GOLD BONUS Package Number of Aurum Coins Mg Gold Rookie 5 5 Starter 50 50 Trader 250 250 Pro Trader 500 500 Executive Trader 1500 1500 Tycoon 2500 2500

€ 1,00 € 2,00 € 3,00 € 4,00 € 5,00 € 6,00 € 1 4 7 10 13 16 19 22 25 28 31 34 37 40 43 46 49 52 Optimistic Scenario Base Scenario OneCoin Growth Potential  Where will OneCoin be in 1 Year 1 2 # of weeks €0.5 Disclaimer: the price chart presented above is based solely on predictions - whether these values will be reached depends on commitment and effort by company members €5.00 €2.50

OneCoin – 3 years based on the Success Story of Bitcoin  Where will OneCoin be in 3 Years - € 2,00 € 4,00 € 6,00 € 8,00 € 10,00 € 12,00 € 14,00 € 16,00 € 18,00 € 20,00 € 22,00 € 1 5 9 13 17 21 25 29 33 37 41 45 49 53 57 61 65 69 73 77 81 85 89 93 97 101 Optimistic Scenario Base Scenario 1 3 2 # of weeks €0.5 Disclaimer: the price chart presented above is based solely on predictions - whether these values will be reached depends on commitment and effort by company members €100.00 €5.00 €50.00

Trading Strategies – General Description Trading Strategy Description Profit range Short-term Strategy • Cash out quickly • Sell all Tokens at market price after a short-term period of 4-5 months Tycoon 31 000 - 45 400 EUR Pro Trader 2 000- 3 200 EUR Long-term Strategy • Time period of 8-12 months or 24 months • Maximize profit by joining OneCoin Mining Pools Tycoon 235 000 - 475 000 EUR Pro Trader 19 000 - 39 000 EUR Balanced Strategy • Sell some Тokens to recover your initial investment • Invest the rest in OneCoin mining to maximize profit Tycoon 206 667 - 432 381 EUR Pro Trader 13 333 - 30 476 EUR

ONECARD All members receive a FREE e-wallet in the OnePayments system And all members with a Trader package or higher will receive a FREE MasterCard YOU CAN:  Get all your bonus and commission payments paid out in your e-wallet  Use every ATM for payout that accepts MasterCard  International and instant money transfers  Online and SMS management of personal funds

WHAT’S NEXT? Join One – participate in the Token Market! Buy and Sell Tokens! Enjoy to see your Token Portfolio grow by SPLITS! click here to signup https://www.onecoin.eu/signup/taovilla

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